Capital for your next machine tool upgrade — Fabrication Shop Loans
We connect US metal fabrication shops with lenders specializing in CNC machines, laser cutters, and industrial facility expansions.
A soft inquiry does not affect your personal credit score.
- CNC machining
- Section 179
- Equipment lease
- Capital expenditure
- Used tool tooling
- Facility expansion
- Machine duty cycle
- Workholding
Industrial equipment financing for metal fabrication and machine shops
Financing options matched to your situation, in one place.
- CNC CNC machine financing Secure funding for high-speed mills and lathes to increase shop throughput.
- LASER Laser cutter loans Get financing for fiber lasers and automation cells without heavy cash outlays.
- USED Used tool financing Obtain capital for reliable pre-owned machinery to expand capacity efficiently.
- GROWTH Shop expansion loans Finance facility upgrades or new machinery lines to handle larger contracts.
- $50K–$2M Available funding range
- 24–48 hours Time to initial decision
- 1 soft pull Inquiry impact on credit
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
No collateral constraints
- We prioritize the equipment value over your personal asset portfolio.
- Flexible terms accommodate diverse shop cash flow cycles.
Section 179 expert guidance
- Connect with lenders who understand IRS deduction benefits for machinery.
- Structure your lease to maximize annual tax write-offs.
Industry specific focus
- Lenders who know the difference between a mill and a brake press.
- Experience funding startups and established job shops alike.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
Recent credit dip
Traditional banks often reject shops due to temporary credit score fluctuations caused by seasonal cash flow gaps.
Used equipment
Mainstream lenders shy away from financing older or used CNC equipment because valuing the asset is difficult.
New business history
Startup shops often lack the three years of tax returns required by regional commercial bank lending programs.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
Job shop owner
Purchased a five-axis mill to accept aerospace contracts.
Fabrication startup
Acquired a used fiber laser cutter and press brake.
Production manager
Upgraded facility power and bought automated welding cells.
Machine shop owner
Replaced aging lathe tooling and added safety systems.
Beyond equipment financing
Need insurance, payroll services, or shop management software to run your business? Access our curated list of partners who specialize in the heavy industrial sector.